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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-299-4715.

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"Patient and Understanding"
"definitely suggest you to any friends and family"
"Carol and Darren"
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Testimonials
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Read What People Are Saying About Me 

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

"Close the Deal"
"Thank you for finding our new home"

"Terry and Mark"
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"Integrity"
"You have your client's interest at heart"

"Mike and Christine"
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"most professional"
"Went well above and beyond the call of duty"

"Fred A."
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"Patient and Understanding"
"definitely suggest you to any friends and family"

"Carol and Darren"
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"so easy"
"We enjoyed working with you"

"Pam and Duncan"
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"Thanks..."
"You've been a real friend..."

"Doris S."
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School Reports in Darien, Norwalk and New Canaan, Connecticut
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?

A 
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
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Dana Fead, REALTOR®, real estate agent and broker for Darien, Norwalk and New Canaan, Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Dana Fead
Prudential CT Realty

455 Post Rd
Darien, CT 06820
203-299-4715
DanaFead@NUMBER1EXPERT.com


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